March 1, 2023   Day 1, Panama We booked a cruise on WindStar Cruises to begin in Panama City and end in Aruba. We were travelling with friends, David and Heidi Roupp, and their friends, Merilee Honholz and her brother Stan. David booked a VRBO in the historic Casco Viejo section of Panama City for us ahead of the cruise and a second VRBO in Aruba following the cruise.  We stayed in Panama City for three days, March 1-4, then boarded the ship March 4.  We arrived by air on schedule in Panama City and were met by a taxi driver holding a sign with our name. He took us to the VRBO, a two-story reddish building. We took our luggage upstairs and got settled in our condo. At 3:00 pm a representative of the rental company knocked on our door to tell us they had not processed our payment through VRBO and wanted us to pay them. David looked at his credit card account on his phone and did not see a payment. The rep offered to walk to the office with David to settle things. ...